Indian health insurer Aditya Birla Health Insurance has launched a comprehensive new plan for travelers abroad.
The Activ Health Platinum Premiere plan offers comprehensive health care in India and abroad, and includes both indemnity and fixed benefit options.
The plan covers international hospitalization costs, as well as post-treatment medical costs, international second opinion, repatriation of mortal remains, travel and accommodation costs for the patient, attendants and organ donors. , and visa assistance services.
The policy also offers international ‘cashless’ treatment for 16 major illnesses and access to the Chronic Disease Management Program, which provides coverage for diabetes, hypertension, hyperlipidemia and asthma, at no additional cost. from the next policy anniversary, if chronic lifestyle conditions develop during the course of the year.
The policy was designed to meet the growing demand for post-Covid travel
Other features include:
- Return on health incentives – policyholders who stay fit and healthy can get returns of up to 100% of the premium
- Cumulative bonus – 50% of sum insured for each claim-free year, up to a maximum of Rs 10 million
- Access to an expert health coach, offering advice on mental and physical health and nutrition.
The policy was launched in response to growing demand for international travel as Covid border restrictions ease.
Aditya Birla Health Insurance CEO Mayank Bathwal said, “With increased mobility and open borders, people have resumed medical travel abroad for specialized and better treatment.
“However, many people take out insurance with foreign insurers for such treatments. Keeping this trend in mind, the Activ Health Platinum Premier policy with indemnity and fixed benefit coverage in one plan has been launched.