A FRAUDSTER footballer has been fined almost £4,000 after taking out an insurance policy minutes after crashing his BMW into three parked cars.
Pa Omar Mbowe, 25, bought a one-hour insurance policy to cover his back after making a career in vehicles.
He slammed into the back of a parked car in his BMW 116i Sport, which then bounced off the vehicle in front, which then hit another.
The football ace, who has played professionally in England and Finland, took out an insurance policy between 6.20am and 7.20am.
He claimed the accident happened when he tried to avoid a pothole while traveling through Hulme, Manchester on April 29, 2018.
Mbowe said he collided with the cars at 6.35am – just 15 minutes after the policy started.
But the next day, the insurance company was contacted by another company which explained that one of its policyholders had had an accident with the young man of 25 years.
They claimed that Mbowe had fallen asleep at the wheel around 7 a.m. before hitting their car.
These inconsistencies, coupled with his hastily acquired policy minutes before the incident, raised alarm bells for the insurer.
The company referred the matter to the Insurance Fraud Enforcement Department (IFED), before Mbowe’s lies began to unravel.
An investigation revealed a vehicle accident report was also sent to Greater Manchester Police at 6.17am – proving Mbowe had changed the timings so it appeared he was insured at the time, according to the police.
However, the footballer showed remorse for his deception and admitted the offense during an interview with cops.
He told officers he had already given money to the owners of the damaged vehicles, police said today.
Mbowe was slapped with a conditional warning under a strict agreement which required him to cover the cost of repairing two of the cars and any loss to the insurer of the third.
But he failed to keep his end of the bargain, City of London Police have revealed.
The 25-year-old was tracked down and arrested after the case went to court because he missed the deadline and failed to show up for his hearing.
Abdelkader Rezkallah, Police Staff Investigator for the City of London Police, said today: ‘The fact that Mbowe managed to secure an hour-long insurance policy after the accident shows how much he is quick and easy to get covered before hitting the road.
“There is no excuse for driving without insurance.
“Despite admitting the offenses during questioning, Mbowe failed to comply with the terms of his caution.
“He then made us waste even more time by not showing up for his hearing, which forced the court to issue a warrant for his arrest.
“Mbowe has finally faced the consequences of his actions and will be swapping his team shirt for a high visibility vest over the next year.”
At Manchester Magistrates’ Court last Friday, Mbowe was convicted on one count of fraud by false representation.
He was given a 12-month community order to do 60 hours of unpaid work and ordered to pay £3,695 in compensation to the owners of the parked cars.