Melanie Bakala State Farm: Benefits of Owning a Life Insurance Policy to Cover Your Final Expenses

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Submitted by Melanie Bakala State Farm

AAnyone who’s ever had to help arrange the funeral of a loved one who didn’t have life insurance knows how stressful it can be. Not only does it affect us emotionally, but it can also put significant financial stress on us. State Farm agent Melanie Bakala knows the last thing anyone wants to do is put our loved ones in the same boat when it comes to their own funerals.

“The average funeral is usually around $8,000,” Bakala said. If the cost of your funeral would create a financial burden if your family members had to pay for it, final expense insurance (sometimes called funeral or funeral insurance) can ease the financial burden and stress on grieving loved ones by covering these costs.

What is end-of-stay expense insurance?

Final expense life insurance is a type of life insurance policy designed to cover your final expenses, including funeral and burial or cremation expenses.

What are the benefits of Final Expense Life Insurance?

For those who do not currently have a life insurance policy in place to cover their final expenses, here are some of the benefits offered by final expense life insurance:

  • It has a simple quote and request process.
  • Rates are affordable and premiums will never increase.
  • The earlier you buy it, the more affordable it is
  • Politics come quickly

Learn more

There’s a lot to understand about life insurance, and Bakala wants to make sure you have all the information you need to make informed decisions about having your funeral expenses covered. You can reach his Shelton or Lacey office at 360.426.2428 or 360.972.7905.

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