Widows of two policyholders: President orders SLICP to pay claims – Pakistan


ISLAMABAD: President Arif Alvi ordered the State Life Insurance Corporation of Pakistan (SLICP) to pay death insurance benefits to the widows of two different policyholders.

He upheld Wafaqi Mohtasib’s orders to pay death insurance claims to the widows of policyholders in two separate cases and rejected SLICP’s representations in this regard, according to a press release.

According to the details, Nagina Fatima’s late husband purchased a non-medical life insurance policy for 1 million rupees and paid an annual premium in the amount of 54,890 rupees on December 31, 2018.

After her death in February 2019, the widow, being the nominee of the deceased policyholder, approached SLICP for the payment of death insurance compensation.

SLICP repudiated his insurance claim without giving him any notice thereafter; the widow approached the office of Wafaqi Mohtasib for redress of her grievance.

Likewise, Rehana Kosar’s husband had purchased a policy for Rs 410,000 and after paying an annual premium in July 2019, he passed away.

Kosar’s request was also denied without sending her a notification, after which she turned to Wafaqi Mohtasib to seek justice.

Subsequently, Wafaqi Mohtasib, in both cases, issued the orders directing SLICP to redress the grievors’ grievances by paying them death insurance claims, taking disciplinary action against delinquent officers / officials under the laws relevant and reporting compliance or stating reasons for not doing so within 30 days under Article 11 (2) of PO 1 1983. SLICP subsequently appealed to the President against orders from Wafaqi Mohtasib.

While rejecting SLICP representation, the President noted that under Article 32 of the Order Establishing the Office of Wafaqi Mohtasib of 1983, read together with section 14 of the 2013 Law on Institutional Reforms of Federal mediators, anyone aggrieved by the Mohtasib’s order can file a representation within 30 days before the president.

He clarified that in both cases, the Mohtasib’s orders were transmitted to the agency on May 26, 2021, while the two snapshots of the SLICP were in the field on July 7, 2021.

The President noted that the current law did not allow the tolerance of delay to receive prescribed performance, adding that it risked being rightly dismissed as incompetent and time-barred. He noted that the agency did not dispute statements made by deceased policyholders about their good health and treated insurance policies as “good risk” and a valid contract from the date of. issuance of policies until their death for all purposes. .

He ordered the agency to be shut down to attack the police after the policyholders died because the agency repudiated the claim without issuing a notice and without giving the plaintiffs a chance to be heard.

The president wrote in his ruling that the agency did not meet the requirements of natural justice which is one of the most sacred principles and that its violation is still considered sufficient to vitiate even the most solemn procedure.

“Therefore, the representation is denied as it is time-barred and the Agency must investigate the matter further, address the grievors’ grievances by paying them death insurance claims, take disciplinary action against the offending officers under the laws relevant and report compliance within 30 days, ”he commanded.

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